Bad Credit Car Loans At Veterans Ford Tampa
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The finance department at Veterans Ford wants to help you get back on the road and rebuild your credit history with bad credit loans in Tampa, FL. Unlike other bad credit car dealerships, we want to help drivers with less-than-perfect credit scores by providing used car loans for bad credit.
Don't let a speed bump on your credit report keep you from the bad credit car financing you deserve. Call our finance department to learn more about our no-credit car loans.
Car Loans for Bad Credit in Tampa, FL
To get a car loan with bad credit, apply for financing with our dealership. Once our finance team receives your bad credit loan application, we'll review your credit history to learn the landmarks that created your unique credit score and build a custom loan based on your needs.
Life can throw us all a curveball from time to time. At our dealership, we don't want a momentary setback to prevent you from securing the bad credit car loans you deserve. If your credit report currently lists any of the common causes for a credit score below 620, all is not lost:
- High debt-to-income ratios
- Divorce
- Bankruptcy filing
- Foreclosure
- Multiple foreclosures
- Repossessions
- History of late payments
- Debt collection
You can still be approved for a subprime auto loan. Don’t miss our Ford financing specials on used cars for sale.
Veterans Ford Bad Credit Program in Tampa, FL
The team at Veterans Ford wants everyone to have a car that makes getting from A to B easier. We know many drivers with a low credit rating are hesitant to apply for financing, especially if they've previously been turned down for no-credit car loans.
Don't let high medical bills, student loan debt, or a history of late payments keep you from a used car loan for bad credit. We offer fresh credit loans to drivers who need a fresh start to their credit.
How to Apply for Bad Credit Car Loans?
Our talented team of subprime auto loan experts wants to help you get approved for a bad credit car loan. We work with a large network of banks, credit unions, and lenders to help improve your chances of securing a no-credit car loan. Visit our bad credit Ford dealership today and ask about the Veterans Ford Credit Help Program.
The Credit Help Program at our used Ford dealership offers the following benefits:
- On-time payments help rebuild your credit history.
- Low bi-weekly payment options
- Short 30- to 48-month-term loans to fit your situation and budget
To apply for our Credit Help Program, please bring the following items to our dealership:
- Proof of income (two recent paycheck stubs showing year-to-date earnings or – if self-employed – two most recent personal bank statements)
- Proof of residence (current utility bill or cellphone bill with your name and address)
- Valid driver's license and proof of auto insurance
- $1500 minimum down payment
Used Ford Cars and Trucks for Sale
Once you're approved for bad credit car financing at our local Ford dealership, it will be time to choose a used car for sale from our inventory. We take pride in offering a full selection of used cars, trucks, and SUVs to meet various needs. If you're starting a job on Monday and need a used truck to get to the job site, our car loans for bad credit are here to help. You can take home the vehicle you deserve and take the first step toward rebuilding your credit score.
Our used vehicles under $20K in Tampa, FL, will surely satisfy your needs as a driver. Drivers with poor credit ratings are less likely to be approved for an auto loan because they're high-risk applicants. Financing a used car under $20,000 improves your chances of being approved for bad credit loans because you're lowering the amount you need to borrow.
Frequently Asked Questions
How can I get a car loan with bad credit?
The first step to getting a used car loan with bad credit is to apply for bad credit financing at a car dealership, bank, or lender. Once you're approved for a no-credit car loan, you'll know much money you can borrow and apply that towards a used car. Increasing your down payment will improve your chances of being approved by lowering the amount you need to borrow.
Can I get a car loan with no credit history?
Most car dealerships and banks will only lend money to someone with an established credit history, but there are ways to build credit without buying a car. Using a credit card, taking out a small line of credit, and making payments on time will build your credit rating. You can be approved for a car loan if you're a first-time car buyer.
How do bad credit car loans work?
Bad credit car loans function the same way as regular car loans, but they're typically for smaller loan amounts and may have higher interest payments. No-credit car loans usually have shorter loan terms and can only be used to purchase pre-owned vehicles. Making each loan payment on time will help rebuild one's credit score and restore a positive credit rating.
Click here to get pre-approved today
Although every reasonable effort has been made to ensure the accuracy of the information contained on this site, absolute accuracy cannot be guaranteed. This site, and all information and materials appearing on it, are presented to the user “as is” without warranty of any kind, either express or implied. All vehicles are subject to prior sale. Price does not include applicable tax, title, and license charges. ‡Vehicles shown at different locations are not currently in our inventory (Not in Stock) but can be made available to you at our location within a reasonable date from the time of your request, not to exceed one week.